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Spend your hard earned points for cash. Choose from multiple cash back options.

Redeem points for cash.

Statement Credit

Pay Me Back

Direct Deposit

More about your cash back options.

Statement Credit

Redeem your earned cash as a statement credit and reduce your account balance.

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Pay Me Back

Select specific purchases already made using your credit card and apply cash earned against those transactions.

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Direct Deposit

Redeem your earned cash by directly depositing it into a M&T Checking or Savings account.

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Disclosures:

1 Visa® is a registered trademark of Visa International Service Association. All other service marks and trade names referenced in this material are the property of their respective owners.

2 The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). Unless you are participating in a limited time promotional offer, M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases and M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Points are awarded per qualifying transaction and rounded to the nearest whole number. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.

Disclosures:

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). Unless you are participating in a limited time promotional offer, M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases and M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Points are awarded per qualifying transaction and rounded to the nearest whole number. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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